Market Update – 1st Quarter 2021 Personal and Financial Health

COVID-19 Interest Rates Mortgage Knowledge

WOW! What a first quarter in the real estate and mortgage world. Today I would like to update everyone on a personal health issue I had to deal with. Back in quarter 4 of 2020, my father was diagnosed with stage 3 vascular dementia, then Alzheimer’s, and then a brain tumor the size of a golf ball. Most times he does not even know I am his son.

This weighed heavily on me in December regarding myself, my wife, and my kids.  I thought, man we don’t get much time and I want any time together. I need to take much better care of myself.  So, on December 18th I woke up and said to myself, “I’m not going to have a beer today.”  On December 19th I said to myself, “I’m going to get on that treadmill.”

110 days later, with exercising every day, watching what I eat, and cutting the beer out. I went from 228 lbs. to 183.5 lbs.  went from a 40-inch stretchy pant to a 32-inch skinny jean.  In fact, I am wearing my son’s jeans as the fitting rooms are not open yet due to Covid.

I am now 100% off blood pressure medication and no longer pre-diabetic.  Now normal range and my wife said I could get a convertible sports car.  The best part of this journey; actually, closer to my wife and kids now.  Discussions of how stressed my day was at work or dad had a bad day so he is having a couple of beers.  Now replaced with discussions of healthy food choices, exercise, and goals. My kids actually ask me for advice on healthy choices. Really?  We as a family signed up for the 10k run this spring in Ann Arbor, and we scheduled a family vacation in June. This whole healthy living thing; it’s a bit new for me but actually pretty cool.  So, I wake up and try to keep my focus on getting through one more day and make wiser choices.  I will let you know next quarter.

As we move to the second quarter of the year, I wanted to share with you not only my personal journey but discuss financial health as well.  Regarding your home, the equity, and the real estate market situation as a whole, I have put a 15-minute video together regarding a couple of brilliant strategies on buying homes in this marketplace, utilizing home equity as home prices go to record levels, and discuss long term “ Quality of Life” strategies.

We are here only a short time, and taking time to focus on personal health, financial health, and quality of life tends to get away from us.   If anybody would like me to send them a bag of popcorn to enjoy during the video, let me know and I will send one out.

I believe there are some very useful, very cool tips you may be able to utilize in “your big picture”.   As my father once said, “It is very difficult to get rich quick, but very easy to wealthy slow.”

I hope you enjoy and please let me know any thoughts, concerns, or comments.

Watch now the real estate strategies designed to assist with your quality of life.