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Discover your Modern Mortgage Solution enhanced by World Class Communication for your home loan. With over 20 years experience every transaction is cared for with compassion, dedication, and professionalism when working with Victor Bals Team of Highlands Residential Mortgage.

Recent Posts

Market Update – 1st Quarter 2021 Personal and Financial Health

WOW! What a first quarter in the real estate and mortgage world. Today I would like to update everyone on a personal health issue I had to deal with. Back in quarter 4 of 2020, my father was diagnosed

Inflation vs. Interest Rates

As inflation rises, it typically causes mortgage rates to move higher as well.  That’s because infl

Certified Mortgage Advisor at your Service

VICTOR BALS – CERTIFIED MORTGAGE ADVISOR What does this mean? CMA Certified Mortgage Advisor™

Tips to be a Competitive Homebuyer

Homebuyers in many areas are finding themselves in a seller’s market right now. More often than not,

WOW! Mortgage Rates – Covid 19, and the Housing Market 2021

Predictions – commentary – advice for 2021 Mortgage and Real Estate It has been several weeks sin