Let’s Talk Home Loan

Discover your Modern Mortgage Solution enhanced by World Class Communication for your home loan. With over 20 years experience every transaction is cared for with compassion, dedication, and professionalism when working with Victor Bals Team of Highlands Residential Mortgage.

Recent Posts

Certified Mortgage Advisor at your Service

VICTOR BALS – CERTIFIED MORTGAGE ADVISOR What does this mean? CMA Certified Mortgage Advisor™ is designed to educate and elevate the level of mortgage professionals knowledge and interpretation

Tips to be a Competitive Homebuyer

Homebuyers in many areas are finding themselves in a seller’s market right now. More often than not,

WOW! Mortgage Rates – Covid 19, and the Housing Market 2021

Predictions – commentary – advice for 2021 Mortgage and Real Estate It has been several weeks sin

Potential Monthly Savings when Refinancing

Like many homeowners, you may be hesitant to invest in a refinance for relatively small monthly savi


You’ve probably even heard me say “historically low rates” before. Now, a weekly industry sur