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Discover your Modern Mortgage Solution enhanced by World Class Communication for your home loan. With over 20 years experience every transaction is cared for with compassion, dedication, and professionalism when working with Victor Bals Team of Highlands Residential Mortgage.

Recent Posts

Potential Monthly Savings when Refinancing

Like many homeowners, you may be hesitant to invest in a refinance for relatively small monthly savings. But simply put, the return on investment for a refi can be better than just about any other op


You’ve probably even heard me say “historically low rates” before. Now, a weekly industry sur

Monday Mortgage Myth – Applying for a Home Loan will Hurt your Credit

Hello and Happy Monday! A common misperception in the mortgage process; Applying for a home loan

New House Savings with New Construction

If you’re trying to decide between a brand new home or one that’s new to you, think about this: N

Monday’s Mortgage Myth | Pre-qualification vs. Pre-approval

HAPPY MONDAY! Many assume a PRE-QUALIFICATION is the same or as good as a PRE-APPROVAL. This is a